Capital Gains Tax on Stocks and Mutual Funds: 2026 Guide
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Capital Gains Tax on Stocks and Mutual Funds: 2026 Guide

Dec 15, 2026
13 min read
Capital Gains Tax on Stocks and Mutual Funds 2026

Capital Gains Tax on Stocks and Mutual Funds: A Complete Guide

Capital gains tax is applicable on profits earned from selling stocks and mutual funds. Understanding how to calculate capital gains tax and avoid common mistakes is crucial for maintaining financial health and avoiding penalties.

Types of Capital Gains

  • Short-term Capital Gains: Profits earned from selling stocks or mutual funds held for less than 12 months
  • Long-term Capital Gains: Profits earned from selling stocks or mutual funds held for 12 months or more

How to Calculate Capital Gains Tax

Capital gains tax is calculated based on the profit earned from selling stocks or mutual funds. The tax rate applicable is 15% for short-term capital gains and 20% for long-term capital gains. Use BharatBills Capital Gains Tax Calculator to determine the exact tax amount based on your profit and applicable tax rate.

Tax Benefits for Capital Gains

Capital gains tax can be reduced through tax-saving instruments such as ELSS, PPF, and NPS. Use BharatBills Tax Saving Calculator to determine the tax benefits you can avail from these instruments.

Conclusion

Capital gains tax is applicable on profits earned from selling stocks and mutual funds. By understanding how to calculate capital gains tax, using BharatBills Capital Gains Tax Calculator for accurate calculations, and availing tax-saving instruments, you can ensure smooth tax compliance and avoid unnecessary penalties.

Tags:capital gainsSTCGLTCGstock market taxmutual fund tax

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